At Finance Tactics, you’ll get the expert lending knowledge you need to get your property investment off to a flying start.
"If we’d followed the bank’s advice we would have one property paid for in 25 years. We followed Finance Tactics advice and now have four investment properties.”Mr & Mrs R, Hallett Cove, SA -
Finance Tactics main priority is to give the best advice to achieve the lowest cost solution through a combination of loan structuring and the right products. Choosing the right loan structure can save substantially more over time than an extra interest rate discount.
At Finance Tactics, you’ll get the expert lending knowledge you need to get your property investment off to a flying start. For example, did you know some investment loans allow you to pre-pay your yearly interest so that you may enjoy a tax benefit sooner?
Finance Tactics specialises in putting together tax-effective, low-risk mortgage structures to significantly reduce your costs. We work closely with Accountants to find you the best deals, allowing the accelerated repayment rate of non-tax deductible home loans to save you thousands in interest.
Obtain independent financial advice
Before investing in property, you should seek independent financial advice from your Accountant and/or Financial Planner. This will help you minimise your risk and maximise any possible benefit. Many property investors benefit from tax savings through negative gearing – where the ‘return’ from rental income is less than the borrowing cost of the investment. The loss may then be used as a tax deduction. Consult your financial adviser to see if negative gearing can work for you.
Although Finance Tactics cannot advise you on investment strategies, we can help you find the right loan.
Hedging your bets
Of course, you don’t have to make a direct investment in property. Pooling your funds with other investors in managed funds with a property focus, listed property trusts or property syndicates provides exposure to a broader range of property including commercial, industrial and retail as well as residential often with a smaller investment required.
Contact us today so we can organise a suitable time to discuss your needs.
"If we’d followed the bank’s advice we would have one property paid for in 25 years. We followed Finance Tactics advice and now have four investment properties.”Mr & Mrs R, Hallett Cove, SA