Buying your First Home

I never thought I would be able to afford my own place but thanks to Finance Tactics’ great advice, I set up a savings plan 8 months ago - I am now moving into my own unit.

Miss V, Salisbury, SA

Whether you’re buying on your own, with your partner or some friends, stepping onto the property ladder for the first time can be exciting and scary all at the same time.

Tina will explain the whole process and equip you with some tools and valuable tips for buying your first home.

Together, Tina and Al will do all the hard work so that you can spend more time looking for the right property and less time on the paperwork.

Raising a deposit for your first home can be the stumbling block for many of you trying to get onto the property ladder.  The Government’s First Home Owner Grant (FHOG) can help you get off the starting block and on the way to owning your first home.  This is a one-off State Government grant payment of $7000. Click here for more information about the First Home Owners Grant.   You could also qualify for a First Home Saver Accounts (FHSA), a savings account with tax concessions and other Government contributions designed to help savers build a nest egg deposit faster than a conventional savings account.  Click here to visit the goverment website to find out more about First Home Saver Accounts.

We can help you put together a savings plan and assess your eligibility for financial assistance and grants from the Government. 

To find out more and book your free appointment call (08) 8294 0246 or email your questions to Tina Pupello .  There’s nothing to pay and we will give you fast answers to your questions and suggest the right loan for you.

How much deposit do I need?
Most lenders ask for at least 5% of the purchase price of the property but some ask for less.   You also need to allow for legal costs including stamp duty. To find out more about costs use our calculators and Download our FREE Homebuyers Guide

How much can I borrow?
Finance Tactics can assess your borrowing potential based on a range of factors including your income, expenses and your down payment or deposit on the property.  Take a look at our calculators for more information .

Which loan is right for me?
Take a look at our simple summary of the types of loan available before meeting with Tina.  Which is the right loan for you?

What happens next? 
When you book your appointment, we will call to arrange a time to come to you or you visit us – the appointment will take around 1 hour.

Before we meet you please take a look at our What Happens Next page.  You will need to provide us with more information to help us help you.